Section 48: Guidelines.

(1) The Scheme may issue guidelines for -
(a) the registration of employers and employees liable to contribute under the Scheme;
(b) the registration of dependants of employees covered by the Scheme;
(c) the compulsory payment of contributions by employers and employees, the rates of those contributions and the deduction by the employer of contributions payable by employees under the Scheme from any salary, wage or other money payable;
(d) the voluntary payment of contributions by self-employed and other persons and rates of such contributions;
(e) the maintenance of the records to be kept for the Scheme and the records to be kept by employers in respect of contributions payable under the Scheme and in respect of their employees;
(f) the methods of collecting contributions under the Scheme by the organisations;
(g) the imposition of surcharges in respect of late payment of contributions by employers or employees;
(h) the manner and circumstances in which contributions may be refunded;
(i) fees which may be charged for medical and dental examinations and services provided and other things done for the purpose of the Scheme;
(j) the nature and amount of benefits to be provided under the Scheme, the circumstances and the manner in which the benefits shall be provided;
(k) the nature and amount of capitation payment under the Scheme, the circumstances and the manner in which health care providers shall receive the capitation payment made under the Scheme;
(l) the reduction, suspension or withdrawal of any payment under the Scheme;
(m) the submission of returns by employers regarding the employers and their employees;
(n) the procedure for assessment of contributions made under the Scheme; and
(o) any other matter whatsoever for which, in the opinion of the Council, it is necessary or desirable to issue guidelines for giving effect to the Scheme.
(2) The guidelines issued under subsection (1) (c) of this section may provide for different levels of contributions to be payable by different classes of persons.
(3) The guidelines issued under this section need not be published in the Gazette but the Council shall ensure that they are brought to the notice of the persons affected by the guidelines.