Section 25: Disqualification of applicants.

An applicant is disqualified from accessing the loan if-(a) proven to have defaulted in respect of any previous education loan granted by the Federal Government of Nigeria, a state government, or any of their agencies or departments;
(b) at the time of application, he is a beneficiary of any education loan or other scholarship scheme from the Federal Government of Nigeria, a state government, or any of their agencies or departments;
(c) found guilty of misconduct involving plagiarism, examination malpractice, cultism, possession or use of hard drugs and violence by the administrative authority of any tertiary institution empowered by law or regulation to make such findings;
(d) convicted of-
(i) any offence involving dishonesty or fraud,
(ii) drug offences,
(iii) offences of violence against persons, or
(iv) cultism.