Section 5: Circumstances in which pension may be granted.

(1) Pension or gratuity shall not be granted under this Act to any personnel on his retirement from the Service except in any of the following circumstances-
(a) after serving for 35 years or attaining the age of 60 years, whichever is earlier;
(b) upon voluntary retirement after serving for at least 10 years;
(c) upon compulsory retirement under the provisions of paragraph (d);
(d) upon compulsory retirement for the purpose of facilitating improvements in the Service, so that greater efficiency or economy may be effected;
(e) at any time on medical evidence to the satisfaction of the Medical Board that he is incapable by reason of any infirmity of mind or body of discharging his duties and that such infirmity is likely to be permanent; or
(f) on voluntary withdrawal after having put in at least five years but less than 10 years continuous service as a personnel:
Provided that —
(i) in the case of paragraphs (c) to (e), where the personnel have served for at least five years but less than 10 years before his retirement, he shall be entitled only to a gratuity as specified in the appropriate column of the Table in the Service Regulations, or
(ii) where the personnel has served for a minimum of three years but less than five years before he is required to retire, he shall be entitled to an ex-gratia gratuity calculated on pro-rata basis at the rate of 10% for every completed year of service.
(2) Where a personnel retires under subsection (1) (f)(i), and he -
(a) has completed five years but not up to 10 years in service, he shall be entitled only to a gratuity,
(b) has served for at least 10 years, he shall be entitled to a pension, or
(c) is required to retire after 10 years qualifying service under subsection (1)
(c) -(e),
he shall be entitled to pensions immediately on retirement even though he has not attained the age of 45 years