Section 71: Dispensation with police report in certain motor accident cases.

(1) Where any claim referred to in section 69 or 70 of this Act arises out of an accident involving one or more vehicles, it shall not be necessary, if there is sufficient evidence of proof of loss or damage, for any claimant to report and deliver a police report to the insurer; but where death of or serious bodily injury to a person is involved in any such accident, the provisions of this section shall not apply.
(2) Without prejudice to any other mode of proof, it is sufficient evidence of proof of loss or damage for the purpose of this section-
(a) where only one person is involved in the accident, the person delivers a statement of the facts to the insurer concerned together with a statement of an eye witness to the accident, if any; or
(b) where more than one person involved in the accident, each person delivers a statement of the facts to the insurer or insurers concerned and the alleged facts do not differ in any material particular.
(3) Nothing in this section shall be construed as implying that a police report is not required in the case of claims arising from car theft.
(4) In this section and sections 69 and 70 of this Act, "insurer" includes-
(a) a person who is carrying insurance risks and is registered for that purpose under this Act ; and
(b) an insurance underwriter registered or licensed under the laws and regulations of a West African country that is participating in the Motor Vehicles (Third Party Liability Insurance) ECOWAS Brown Card (Scheme) relating to motor vehicle third party liability insurance.