Section 14: Adverse possession and conversion.

(1) Where, in any action by an owner of goods which have been let under a hire-purchase agreement to enforce a right to recover possession of the goods from the hirer, the owner proves that, before the commencement of the action and after the right to recover possession of the goods accrued, the owner made a request in writing to the hirer to surrender the goods, the hirer's possession of the goods shall, for the purposes of the owner's claim to recover possession of them, be deemed to be adverse to the owner.
(2) Nothing in subsection (1) of this section shall affect a claim for damages for conversion.
(3) If at any time while the enforcement by an owner of a right to recover possession of goods from a hirer is subject to any restriction by virtue of this Act, the hirer refuses to give up possession of the goods to the owner, the hirer shall not, by reason only of the refusal, be liable to the owner for conversion of the goods.