Section 6: Obligations of Credit Bureaux.

(1) A Credit Bureau shall at all times:
(a) implement strict data quality control procedures in order to ensure
the quality of its database and the continuity of its services;
(b) utilise the Credit Information collected solely for the purposes allowed under this Act;
(c) adopt measures and procedures to detect the misuse of data held in
its database and ensure the confidentiality and security of such data;
(d) adopt procedures to allow Credit Information Providers to correct data found to be inaccurate, invalid, incomplete or out of date;
(e) provide to the Bank for the purpose of supervision, unrestricted access
to all the Credit Information managed by the Credit Bureau, either through
access to its systems or in other manner stipulated by the Bank;
(f) maintain reasonable and accessible dispute resolution processes and
procedures to allow data subject to request for the correction of Credit
Reports or Credit Information which are alleged to be inaccurate, invalid,
incomplete or outdated; and
(g) issue, at no cost to the Data Subject, a corrected copy of a Credit
Report, either-
(i) at the end of a dispute resolution process challenging the accuracy
of the information in a Credit Report; or
(ii) upon the request of the Data Subject, when the Credit Report of
a Data Subject is found to contain inaccurate, invalid or incomplete data.
(2) A Credit Bureau shall refuse to provide a Credit Report or to perform
any other function if the provision of such report or the performance of
such function contravenes a provision ofthis Act or any other law.