Section 22: Lost and damaged notes and coins.

(1) A person shall not be entitled to recover from the Bank the value of any lost, stolen, mutilated or imperfect note or coin.
(2) The circumstances in which, and the conditions and limitations subject to which, the value of the lost, stolen, mutilated or imperfect notes or coins may be refunded ex gratia shall be within the absolute discretion of the Bank.